Home Inspection Checklist for Missouri Homes: What Inspectors Look For

If you’re in the market for a new home or just curious about what goes on during a home inspection, you’ve come to the right place. Today, we’re diving deep into the world of home inspections in the heartland. We’ll walk you through a comprehensive Missouri home inspection checklist, giving you the inside scoop on what those eagle-eyed inspectors are looking for when they examine a property. So, grab a cup of coffee (or a cold Fitz’s root beer for you St. Louis folks), and let’s get started!

Why Home Inspections Matter in Missouri

Before we jump into the nitty-gritty of our checklist, let’s talk about why home inspections are so crucial, especially here in Missouri.

Missouri’s Unique Challenges

Living in Missouri means dealing with a variety of weather conditions and geographical features that can affect homes in unique ways:

1. Extreme Temperature Swings: From sweltering summers to frigid winters, our homes need to withstand it all.
2. Tornados and Severe Storms: The Midwest is no stranger to extreme weather events.
3. Humidity: High humidity levels can lead to mold and moisture issues.
4. Varied Terrain: From the Ozarks to the plains, Missouri’s diverse landscape presents different challenges for home construction and maintenance.

Legal Considerations

While Missouri law doesn’t require a home inspection for real estate transactions, it’s highly recommended. Here’s why:

• Buyer Protection: An inspection can reveal issues that might not be visible during a casual walkthrough.
• Negotiation Tool: Inspection findings can be used to negotiate repairs or price adjustments.
• Future Planning: Understanding the condition of a home helps buyers plan for future maintenance and upgrades.

Now that we understand the importance of home inspections in Missouri, let’s dive into what inspectors typically look for.

Exterior Inspection: First Impressions Matter

The first thing a home inspector will do is take a good look at the outside of the house. Here’s what they’re checking:

Roof and Gutters

• Roof Condition: Inspectors will look for missing or damaged shingles, signs of wear, and potential leak points.
• Gutter System: They’ll check if gutters are properly attached, clear of debris, and directing water away from the foundation.

Siding and Trim

• Material Condition: Whether it’s vinyl, wood, brick, or another material, they’ll check for damage, rot, or signs of water intrusion.
• Paint: Peeling paint can be a sign of underlying issues.

Foundation

• Cracks: Small hairline cracks might be normal, but larger ones could indicate structural problems.
• Settling: Uneven settling can cause a host of issues throughout the home.

Windows and Doors

• Seal Integrity: Inspectors will check for drafts and proper sealing.
• Operation: They’ll make sure windows and doors open, close, and lock properly.

Landscaping

• Grading: The ground should slope away from the house to prevent water from pooling near the foundation.
• Tree Proximity: Trees too close to the house can cause foundation issues or roof damage.

Interior Inspection: The Heart of the Home

Once inside, the inspector will methodically go through each room and system. Here’s a breakdown:

Structural Components

• Walls and Ceilings: They’ll look for cracks, water stains, or signs of settling.
• Floors: Inspectors will check for levelness and any signs of sagging or damage.
• Stairs and Railings: These will be tested for stability and proper construction.

Electrical System

• Panel Box: They’ll ensure it’s up to code and not overloaded.
• Outlets and Switches: Each one will be tested for proper function and grounding.
• Wiring: Inspectors will look for any outdated or dangerous wiring like knob-and-tube or aluminum.

Plumbing

• Pipes: They’ll check for leaks, proper installation, and in older homes, outdated materials like lead or polybutylene.
• Water Pressure: Low pressure could indicate bigger issues.
• Drainage: Slow drains might point to plumbing problems.

HVAC System

• Heating: Furnaces and heat pumps will be tested for proper function and efficiency.
• Cooling: Air conditioning units will be checked for performance.
• Ductwork: Inspectors will look for proper insulation and any signs of leaks.

Insulation and Ventilation

• Attic Insulation: Proper insulation is crucial for energy efficiency in Missouri’s varied climate.
• Ventilation: Adequate airflow helps prevent moisture buildup and extends the life of roofing materials.

Basement and Crawl Space: The Foundation of It All

In Missouri, basements and crawl spaces require special attention due to our soil conditions and potential for moisture issues.

Water Intrusion

• Signs of Flooding: Inspectors will look for water marks, efflorescence on walls, or other signs of past water issues.
• Sump Pump: If present, it will be tested to ensure it’s working properly.

Structural Integrity

• Support Beams and Joists: These will be checked for any signs of damage or improper installation.
• Wall Cracks: While some settling is normal, large cracks could indicate serious issues.

Pests

• Wood-Destroying Insects: Missouri is home to termites and carpenter ants, so inspectors will be on the lookout for signs of infestation.
• Other Pests: Evidence of rodents or other unwanted critters will be noted.

Environmental Concerns: Keeping Your Home Safe

Missouri homes can face some unique environmental challenges. Here’s what inspectors will be looking for:

Radon

• Testing: While not always included in a standard inspection, radon testing is highly recommended in Missouri, especially in certain counties.
• Mitigation Systems: If a radon system is already installed, it will be checked for proper function.

Mold

• Visible Growth: Inspectors will look for any signs of mold, especially in damp areas like basements or bathrooms.
• Conditions for Growth: High humidity levels or poor ventilation that could lead to mold growth will be noted.

Asbestos and Lead

• Age of Home: In homes built before 1978, inspectors will be on the lookout for potential asbestos-containing materials and lead paint.
• Condition: If present, the condition of these materials will be assessed for potential hazards.

Specific Missouri Considerations

Now, let’s talk about some things that are particularly important for Missouri homes:

Tornado Preparedness

• Safe Room or Shelter: Inspectors will note the presence (or absence) of a designated tornado shelter or safe room.
• Home Stability: The overall structural integrity of the home in relation to severe weather resistance will be assessed.

Flood Zones

• Location Assessment: While not typically part of a standard home inspection, the inspector might comment on whether the home is in a flood-prone area.
• Flood Prevention Measures: Any existing measures to prevent flood damage will be noted.

Ice Dam Prevention

• Roof and Attic Ventilation: Proper ventilation is crucial to prevent ice dams during Missouri winters.
• Insulation: Adequate insulation helps prevent heat loss that can lead to ice dam formation.

The Inspection Report: What to Expect

After the inspection is complete, you’ll receive a detailed report. Here’s what it typically includes:

Summary of Findings

• Major Issues: Any significant problems that need immediate attention will be highlighted.
• Minor Issues: Less urgent repairs or maintenance needs will be listed.
• Future Considerations: The inspector might note items that are currently fine but may need attention in the coming years.

Photographic Evidence

• Most inspectors will include photos to document their findings, giving you a clear picture of any issues.

Recommendations

• The report may include suggestions for further evaluation by specialists for certain issues, like a structural engineer for foundation concerns.

How to Use Your Missouri Home Inspection Report

Now that you have this wealth of information, what do you do with it? Here are some tips:

For Buyers

1. Prioritize Issues: Focus on major problems that affect safety or the integrity of the home.
2. Get Estimates: For any significant issues, get repair estimates from licensed contractors.
3. Negotiate: Use the inspection findings as a tool in your purchase negotiations.

For Sellers

1. Be Proactive: Consider getting a pre-listing inspection to address issues before putting your home on the market.
2. Transparency: Be upfront about known issues to build trust with potential buyers.
3. Make Repairs: Consider fixing major issues to make your home more attractive to buyers.

Beyond the Inspection: Maintaining Your Missouri Home

A home inspection is just the beginning. Here are some tips for maintaining your home in the Show-Me State:

Seasonal Maintenance

• Spring: Check for winter damage, clean gutters, and inspect the AC unit.
• Summer: Look for pest infestations, check window and door seals, and inspect the roof.
• Fall: Prepare for winter by insulating pipes, cleaning the furnace, and checking for drafts.
• Winter: Monitor for ice dams, check for snow load on the roof, and keep an eye on indoor humidity levels.

Missouri-Specific Tips

1. Storm Preparedness: Regularly trim trees and secure outdoor items to prepare for severe weather.
2. Humidity Control: Use dehumidifiers in basements during humid months to prevent mold growth.
3. Foundation Care: Monitor the soil around your foundation, especially during dry spells, and water if necessary to prevent shifting.

Wrapping Up: The Value of a Thorough Home Inspection

Whether you’re buying, selling, or just want to understand your current home better, a comprehensive home inspection is invaluable. In Missouri, where we face a variety of climate challenges and have a diverse housing stock, knowing exactly what you’re dealing with is crucial.

Remember, while this Missouri home inspection checklist covers the major points, every home is unique. A professional inspector will tailor their examination to the specific property and local conditions. They’re not just looking at a house; they’re evaluating a potential home – your potential home.

So, as you embark on your home-buying journey or prepare to sell your cherished Missouri property, arm yourself with knowledge. A thorough home inspection is more than just a step in the real estate process; it’s an investment in your peace of mind and your future.

Here’s to finding (or selling) the perfect Missouri home, armed with all the information you need to make the best decision. After all, in the Show-Me State, we believe in seeing things for ourselves – and a good home inspection lets you do just that!