Mortgage Brokers Serving Richmond and the Surrounding Areas

Mortgage brokers provide homebuyers with many services designed to make homeownership more manageable. Their expert knowledge of local housing markets and neighborhoods enables them to help borrowers find loans tailored specifically from multiple lenders with various loan products available.

Loan programs they specialize in include conventional, FHA, and VA loan options and refinancing assistance.

804Mortgage LLC

Richmond Mortgage offers its services to clients throughout Richmond and its surrounding areas. It offers loan programs for residential and commercial properties and assistance for first-time homebuyers, refinancers, and investors in their mortgage financing needs. Their services include:

• Determining how much a customer can borrow,
• Helping fill out application forms,.
• Finding lenders suitable to their requirements, mortgage calculators, and credit score calculators to assist customers in choosing loans that suit them personally.

804Mortgage LLC is a mortgage broker specializing in home loans and financial services. Their experienced loan officers offer personalized mortgage lending options from various lenders – offering some of the best home loans available in Richmond, VA. In addition, mortgage refinancing may help lower interest rates and monthly payments with their refinancing program.

1st Financial Mortgage Corp, founded in 1987, has provided Richmond-area residents with mortgage services since 1987. Their staff can provide conventional and FHA mortgage loans from Freddie Mac/Fannie Mae, VA mortgage loans, nonconforming bank statements, or alternative loan programs for veterans/active military members.

Brightleaf Mortgage Company of Richmond offers mortgage loan and refinancing services for clients throughout Virginia. Their staff can assist borrowers with conventional loans from Freddie Mac and Fannie Mae and FHA mortgages for first-time homebuyers and low-income families; additionally, they assist veterans seeking VA loans or refinances. Brightleaf is also part of the National Association of Mortgage Brokers.

Liberty Mortgage

Liberty Mortgage provides reverse mortgages to seniors who have paid back most or all of their original mortgage loan, giving them access to funds they can use for any purpose – from supplementing retirement income or paying off existing debt to buying another property. Since reverse mortgages do not require monthly payments, borrowers only need to repay them after moving out or passing away.

Liberty Mortgage stands out from the competition with no upfront fees and numerous educational resources for potential borrowers, including an online reverse mortgage calculator that uses simple algorithms. This free tool can help determine whether a reverse mortgage suits you based on your financial circumstances.

Liberty Reverse Mortgage also features a blog to discuss reverse mortgage pros and cons and an e-book that details more information about loan processes. Their website lists eligibility requirements similar to most lenders and federal guidelines established by HUD.

Liberty offers competitive rates, local service for first-time homebuyers, and several mortgage loan options that cater specifically to them. These include FHA-backed fixed-rate mortgages that provide unchanging monthly payments over shorter repayment terms – making this a good option if borrowers plan on making frequent improvements to their homes or are hoping to sell quickly.

Liberty Mortgage is a top-rated VA and FHA mortgage lender and offers personalized customer service. They use ChexSystems to verify your checking account history to ensure they approve you for loan application approval.

RatePro Mortgage

Mortgage brokers serve as intermediaries between loan applications and financial institutions. They assist borrowers by comparing mortgage terms across several lenders to find the most suitable options and collecting paperwork needed by financial institutions for underwriting, closing, refinancing, or even changing the length of the mortgage contract.

PMI Rate Pro was founded in 2020 to give loan officers easier and faster ways of quoting private mortgage insurance (PMI). Their software uses one API connection with all six providers for accurate quotes; according to Smith, this helps mortgage loan officers win more business while saving borrowers money.

Industry leaders have recognized our technology in the Informative Research Expert Collection for Digital Lending. In addition, its user-friendly display enables users to easily view loan program and pricing results without incurring monthly subscription fees.

Academy Mortgage offers its services to Richmond and the surrounding areas. Their conventional, FHA, VA, and USDA-rural development loan programs cover a range of needs for first-time homebuyers, relocating homeowners, investors, and jumbo adjustable rate and fixed-rate mortgages; their team prides themselves in serving customers with integrity, competence, and honesty – 42 states license them, and they have approved lender status with Fannie Mae/Freddie Mac! Furthermore, they also offer nonconforming loans suitable for self-employed borrowers as well as foreign nationals at highly competitive mortgage rates!

Home Loan Zone

Home Loan Zone offers an impressive range of mortgage products to meet the needs of buyers in all counties, with conventional loans up to $726,200 (in most counties; higher in NOVA) with down payments as low as 1% and other options such as ARMs, FHA loans VA loans USDA construction loans at highly competitive rates with experienced staff dedicated to exceptional service – reachable by phone email and an online application system.

Search by a lender or broker name to locate a qualified professional and use their affordability calculator to ascertain how much home you can afford to buy.

Academy Mortgage

Academy Mortgage is a full-service lender offering traditional and government-backed mortgages at competitive rates, including FHA, VA, and jumbo loan products. Academy also provides down payment assistance programs. You can apply online for home loans with Academy or contact one of its loan officers for more information.

This company boasts over 260 branches nationwide, and its website offers various resources to help potential homeowners make informed decisions about mortgage lending jargon and closing costs. Furthermore, users can easily compare mortgage rates through the site.

Academy Mortgage provides homebuyers with more than just online tools – it also offers refinances and construction loans. Their interest rate calculators simplify the payment calculation process, while their mobile app enables borrowers to manage their mortgages from any location.

Guild Mortgage recently announced it would acquire Academy Mortgage Corp, operating both companies under its brand. The acquisition should help drive Guild’s growth and strengthen its competitive standing within the market; both firms share similar values and cultures, allowing easy integration. It will also give Guild the ability to offer customers more options for mortgage financing.